Colorado Springs Vintage Homes Blog
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10 questions to ask the Neighbors
Neighbors are often the best source of information about a Colorado Springs neighborhood
- How long should it last?
- 14 Things to Know when Negotiating to Purchase a Home
- 134 questions for sellers to disclose
- What are you scared of?
Once you’ve found your Colorado Springs dream house, there are many things you can do before you make the final decision to put in an offer. I often suggest to potential buyers that they should talk to the neighbors; and here’s some of the questions I suggest that they ask:
- How do you like living here? Would you buy here again?
- What are the other neighbors like?
- What’s the homeowner’s association like? Do they do their job?
- What community issues do you see? Have you had any trouble with crime?
- Have you ever been burglarized?
- Do dog owners in the area put them on a leash or are they allowed to roam free?
- Have you ever noticed anything odd about this house?
- Do you know why the seller is selling this house?
- What do you like best about living here?
- What do you like least about the neighborhood?
You’ll be surprised what the neighbors might tell ……
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Kathy (719-287-1049) KTorline@msn.com
Radon poses a threat to Colorado Springs Homes
Radon in Colorado Springs
Must Read Posts:
- It’s against the law
- Who is Representing YOU?
- Shop for a Lender like you shop for a house
- Research who you are working with
- 8 biggest mistakes made by home buyers
- Colorado Springs Home — Is a Condo or a Townhome right for you?
Living in Colorado Springs brings some unique challenges, with one of them being the presence of Radon Gas which comes from soil or rock that contains radioactive uranium. It seeps into ground water and homes and can be thought of as a kind of natural pollution that comes from the earth itself. If your home is at or near ground level (basements), its a good idea to check the radon gas levels in your home. In a poorly ventilated house, radon can build to high levels without anyone suspecting.
Why be worried about this? The American Cancer Society estimates Read the rest of this entry »
Credit score explanation
10 Things to Understand About Your Credit Score
Search for Homes in Colorado Springs
As lenders have continued to become more selective in issuing loans,
It’s more important than ever to understand your credit score
(1) What is a credit score?
• It’s a 3 digit number, the higher the number the better
• It is a statistical equation, and used to assess credit risk
• It’s used to see who qualifies for a loan and what type of interest rate they qualify for
• It’s the determining factor on whether you can obtain financing, and at what cost
(2) What is used to determine my credit score?
• Some of the information included in determining a credit score are: Read the rest of this entry »
Buying a home in Colorado — what you should know about making an offer
Colorado Springs Home buyers
If you are looking at purchasing a home, these are some of the things you’ll need to make decisions on …….
• How will title be taken (joint tenants, tenants in common, severalty)?
• Do you have the earnest money readily available (plan on about 1% of purchase price)?
• Will you be financing or paying cash. If financing have you talked to a loan officer yet? If paying cash do you documentation from the bank?
• Do you need to add any Read the rest of this entry »
5 things you need to know about FHA Mortgages
Colorado Springs Vintage Homes is happy to feature a great article
on FHA Loans by
Bryan Yaninek with Castle & Cooke Mortgage, LLC
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Here are the 5 things you need to know about the new changes for FHA loans:
1. One single down payment requirement of 3.5% for all purchases
2. Closing costs/prepaids are Read the rest of this entry »
